Duncan Armstrong, Director and independent financial adviser.

Clear decisions for people who have built significant wealth.

Duncan works with individuals and families who have built their wealth through their careers or their businesses, and want it organised, invested sensibly and passed on well.

• Wealth managementAn ongoing advice relationship: your plan, the investments within it, and regular reviews as your life and the rules change. Wealth management
• Retirement and income planningWhen you can step back from work or business, and how to draw on pensions, ISAs and investments in the right order.
• Investments and pensionsWhether what you have is in the right place, at the right cost, with risk aligned to your agreed goals.
• Inheritance and family planningHelping children and grandchildren, using allowances and gifting, and planning how your wealth passes on. Estate and tax planning are charged separately and are not regulated by the Financial Conduct Authority.
• Mortgages and lifetime mortgagesAlongside Henry Armstrong, where borrowing is part of your wider plan. Mortgage advice · Lifetime mortgage advice

Duncan has been a Director of Armstrong Wealth Ltd since it was established in 2014. Before that he worked in private banking, and he has advised clients on their finances since 1994.

The value of investments can fall as well as rise, and you may get back less than you invested.